If you or a loved one has incurred a work-related injury, then you know that this can be physically, emotionally, and financially devastating. Many people who find themselves in just such a situation and are worried about how to make ends meet let alone afford medical expenses, it may be the right time to consider a consultation with experienced workers’ compensation attorneys.
Attorneys who are experienced with handling workers compensation claims can provide guidance and support to help you secure benefits that could provide the relief you need from the burden of medical bills, daily living expense, etc. Following are a list of the benefits that can be claimed under workers compensation for a person who has been injured at work:
Medical Benefits – For anyone who has been injured at work, your employer is required by law to provide all necessary and prescribed treatment and medication incurred as a result of the work-related injury. The details of medical benefits provided vary from state to state, which makes working with experienced workers compensation claims lawyers in the state where the injury was incurred is so important. Local attorneys know and understand the state laws regarding medical benefits. As an example, in Mississippi the injured party has a right to select his or her own doctor for treatment, which is not necessary the case in some states.
Permanent Benefits – If the injury sustained from a work-related injury prevents a worker from performing his or her previous work or any other work, that worker may be entitled to file for permanent benefits based on having his or her wage-earning capacity. In addition, any injury to what is considered to be “scheduled members,” such as the hand, leg, or arm, makes a worker eligible for permanent benefits. This does depend on the permanent partial impairment rating assigned by the treating physician. Calculating these benefits really needs an experienced workers’ compensation lawyer to deal with the insurance companies and all their claim handling requirements.
Temporary Total Disability Benefits – These types of benefits are awarded to individuals who have suffered a work injury and are unable to resume work for a certain length of time. According to the law, a work-related injury that temporarily disrupts income-generating activity entitles that worker to payments that represent 2/3 of weekly earnings. Because this is subject to a statutory maximum rate, an experienced workers’ compensation attorney will be better placed make sure the insurance company pays the maximum allowable benefits.
Regardless of your circumstances, if you have had a work-related injury or illness, you have the right to seek legal counsel. One of the biggest advantages of hiring a worker’s compensation attorney is that he or she will help you secure the above benefits for work-related injuries. Don’t struggle or carry the heavy burden of meeting medical bills on low wages due to a work-related injury. Consult a knowledgeable and experienced workers compensation lawyer for the help that you need!
‘Maggio & Thompson, LLP
Attorneys & Counselor at Law
174 West Center Street
Canton MS 39046