Smoke detectors, when working properly, are the unsung heroes that often go unnoticed until they alert families that a fire could be threatening the home. This is, of course, an ideal scenario that applies only when the smoke detector is working properly. There is reason to believe that only a small minority of smoke detectors are capable of providing Mississippi families with the safety they need.

An astonishing 90% of the smoke alarms found in homes are slow to go off, and firefighters say this needlessly puts lives at risk. There are two types of smoke detectors, which are ionization detectors and photoelectric detectors. 90% of homeowners have an ionization smoke detector, which have been shown to slowly detect smoldering fires. In other words, millions of people likely have the wrong smoke alarm in their homes, including many Mississippi residents.

If you or a loved one was injured by a fire because one of these ionization smoke detectors failed to give you the proper time to escape, talk to a Mississippi burn injury attorney who will hold manufacturers accountable for their defective product.

Manufacturers have known about the dangers of ionization smoke detectors for more than 4 decades since the products first hit the market. Worse, ionization smoke alarms are a newer technology that eliminates this needless danger, yet ionization smoke alarms continue to be sold and installed in the majority of American homes.

Corporations and manufacturers know the risks of ionization smoke detectors because of extensive tests and research that demonstrate:

  • Ionization detectors are slow to go off, and may not even go off at all
  • Actual house fires where witnesses report houses filled with smoke had no alarm sound
  • Consumer complaints indicating their ionization alarm failed to alert them when a fire occurred

For these reasons, several states and private organizations like The International Association of Fire Fighters have banded together to call for an end to the installation of ionization detectors in homes.

If you are a Mississippi resident who has suffered burn injuries because of these defective products, help put an end to the use of these defective detectors by contacting Maggio Thompson, LLP to receive legal representation that will hold these companies accountable.

 

Fire Damage Insurance Disputes

When a home and personal property is damaged by a fire, Mississippi residents need their insurance to cover the costs of the damage. When homeowners pay costly premiums, there is an expectation that they will receive the coverage they need when they submit a compensation claim.

All too often, however, Mississippi homeowners find that insurance companies dig their heels in and attempt to deny a valid insurance claim. If your claim was denied, talk to a fire insurance dispute attorney in Jackson, MS. In a Mississippi fire insurance dispute, it is critically important that you receive the legal counsel and representation needed to determine whether you have a valid insurance claim. If an attorney determines you do have a valid claim that was wrongfully denied, your attorney will fight to ensure you are compensated for the damage that is covered by your insurance.

Mississippi insurance companies will typically avoid paying out to policyholders whenever possible. After all, it is in their best interests to do so as a business, but that does not make it right. If an insurance company took wrongful or deceitful actions to deprive you of a rightful claim, our team of Mississippi fire damage insurance dispute lawyers at Maggio Thompson, LLP will step in and take action on your behalf.

Common examples of unfair claims handling by an insurance company includes, but is not limited to:

  • Undervaluation of a damaged property
  • Failure to investigate in a timely fashion
  • Unfounded arson allegations
  • A violation of insurance policy terms
  • Denial of a total loss claim when evidence clearly supports such a claim

If you or a loved one has been the victim of a defective smoke alarm or an insurance company’s deception, contact our team at Maggio Thompson, LLP for a legal consultation today.