Getting injured at work can be devastating for you and your family. Not only can a work injury leave you broken physically, but it can also wreak havoc on your financial situation. Fortunately, for workers injured in Mississippi, there’s help.
If you’ve been hurt on the job, you are entitled to 3 types of benefits:
Your employer’s insurance carrier is required to provide all necessary and reasonable medical treatment that YOUR doctor prescribes. That’s right, contrary to what you may have heard, you are entitled to select which doctor you treat with – don’t let anyone tell you different.
In addition, the insurance company is required to pay for any treatment you are currently undergoing that is related to your work injury, as well as any future medical treatment you may require that is related to your work injury.
Temporary Total Disability Benefits
If you have suffered an on-the-job injury, and are unable to return to work for a period of time, the insurance company is required to pay you 2/3 of your average weekly wage (subject to a statutory maximum rate).
The law requires these insurance companies to keep providing you these benefits until your doctor releases you to return to work, or places you at what is called Maximum Medical Improvement.
If your work injury has prevented you from returning to your former job, you may be entitled to permanent benefits based on your loss of wage earning capacity. Alternatively, if you injured a “scheduled member,” i.e. arm, leg, hand, finger, etc., you may be entitled to permanent benefits based on a permanent partial impairment rating that your doctor will assign.
Calculating these benefits can be tricky, and this is oftentimes where insurance companies will try to lowball your settlement. An experienced ‘Maggio Thompson, LLP workers’ compensation attorney can help ensure that you receive the most money possible for your claim. Workers’ compensation can be confusing for those unfortunate individuals who have to suffer through it. What makes matters worse, is that oftentimes the injured worker has to deal with an insurance company who is in the business of making and saving their money, with no regard as to how this injury has affected you.
Our experienced Jackson Mississippi workers’ compensation lawyers will be glad to sit down and discuss your claim with you for free. We have handled hundreds of workers’ compensation claims, and will work with you to let the insurance companies know that you are more than a claim number. If you have been hurt at work, make sure that you get your three benefits by Calling The 3s. 601-300-3333 See our reviews on Google and Avvo.