An Overview of Workers' Compensation You Can't Afford to Miss

Did you know that Mississippi consistently has a very high worker injury rate, contributing to the reason Mississippi’s health ranks worst in the nation? So if you personally have ever been injured or fallen ill while on the job in Mississippi, you might be wondering about Worker’s Compensation and whether or not it applies to your case. You could be entitled to payments for medical bills or lost wages and not even realize it!

It’s essential to be aware of the facts surrounding Worker’s Compensation so that you know your rights and feel comfortable moving forward. That said, we’ve put together a handy fact sheet just for you related to Worker’s Compensation in Mississippi:

1. How does workers comp work?

Essentially, workers’ compensation ensures that workers’ health and safety are protected while on the job. While many employers are required to provide workers’ compensation coverage, state laws can vary. That’s why it’s important to speak with a Mississippi-based attorney who knows the requirements to learn whether or not you’re eligible, as there are special rules for different types of employees.

2. What does workers comp cover?

If you were on the job, working for an employer and were injured or became ill as a result, then it’s considered work-related. For example, if you hurt your back while loading materials as part of your job, develop carpal tunnel syndrome as a result of excessive typing or repetitive movement, or become ill due to exposure to hazardous chemicals while on the clock.

3. What am I entitled to be paid while off work?

If you’ve been hurt on the job, you are entitled to 3 types of benefits:

  • Medical Benefits
  • Temporary Total Disability Benefits
  • Permanent Benefits

Insurance companies and other organizations will try to lowball your settlement. Don’t let them. One of our experienced attorneys can help ensure you get what you deserve.

4. Are they going to pay for my medical treatment?

Contrary to what you may have seen or heard, you are entitled to select a doctor of your choosing. And yes, your employer’s insurance carrier is responsible for the medical treatment that the doctor of your choice prescribes, as well as any future medical treatment that may be necessary.

5. Can I sue for pain and suffering?

State laws are more complex and can vary from state to state. In Mississippi, you do not get paid for pain and suffering. In place is a no-fault system in which you give up the right to sue for pain and suffering, and there is no jury trial. It’s all administrative law. That way, you won’t be able to file a lawsuit against your employer.

6. When should I contact a lawyer?

If you are injured on the job, contact us right away to discuss your options. An employer might claim that you’re not eligible for workers’ comp for one reason or another, but it’s important to know your rights and what you’re entitled to. It’s common for employers and insurance companies to deny claims. That’s why you need someone who has experience in dealing with these types of cases.

Contact ‘Maggio | Thompson, serving Gulfport, Jackson, and surrounding areas for a number of legal issues. We do what’s best for our clients. You can always trust us to be honest and have your best interest in mind. Just give us a call today at (601) 265-6869.