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Why You Should Avoid Talking to the Insurance Company After a Crash

Insurance company representatives have a tendency to act like your best friend when you call about a claim. They’re quick to be kind and comforting, but are these gestures truly sincere? Do they act this way because they have your best interest in mind, or is it for some other reason?

Read on to learn the answers to these questions and more.

Are Insurance Company Representatives as Friendly as They Seem?

When you call an auto insurance company to file a claim for a car accident, they may treat you as if they’re your best friend. They may offer kind words of comfort to help you feel better.

But is that really to your benefit?

In short, no. Insurance company representatives will do their best to build a trusting foundation with you so that you’ll divulge information that could ultimately hurt your claim.

Always keep in mind that insurance companies are in the business of making money by closing claims. The longer a claim stays open, the more money it’s costing the insurance company. Insurance companies save tons of money every year by throwing their own claimants under the bus. They do this by determining their own policyholders are the majority at fault in an accident, right off the bat.

Oftentimes, insurance company representatives will not do their due diligence when investigating car accidents because it’s time-consuming, and thus, costly. It’s much easier and more profitable for insurance companies to close claims by blaming accidents on their own policyholders and then raising their premiums as a result.

You Don’t Have To Go It Alone

It’s perfectly legal to allow your attorney to speak with the insurance company for you so you don’t say anything that could potentially be taken out of context.

You are legally bound to the words you say to the insurance company regarding your claim, but your attorney is not. The law says that anything you tell the insurance company may be used against you later, but that’s not necessarily the case if your attorney speaks to the insurance company for you.

Our attorneys here at ‘Maggio | Thompson, LLP are highly experienced in car accident cases and have helped many other people just like you attain the justice they deserve. Don’t hesitate to contact our attorneys with your case right away!

Contact our attorneys at ‘Maggio | Thompson, LLP at (601) 265-6869 to schedule a free, confidential consultation.

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