As you go through the car accident claim process, there are numerous obstacles that may arise and situations that impact your compensation. Of course, one of the factors that you must consider is how your emotional damages impact you after a crash.
Determining the value of your emotional damages can be difficult. However, there are a few different factors that impact how much you may recover, as well as a multiplier method that many insurance adjusters may use to determine your value.
Your Quality of Life
You must consider how much the mental trauma has impacted your life. For instance, a loss of enjoyment is detrimental to your quality of life, and if you’re afraid to get into a vehicle after a crash, this can factor into your compensation. Similarly, if you experience triggers, you may be able to recover for the symptoms you experience.
The more severe your mental trauma, the more you may be able to recover in compensation. However, before you can even claim mental trauma in your pursuit of compensation, you must get a professional diagnosis detailing your post-traumatic stress disorder.
The Multiplier Method
Looking at your injury’s severity, insurance adjusters and others may use a multiplier method to determine your non-economic compensation for mental trauma. Your injury’s severity is rated from one to five and your economic damages are multiplied by that number to determine how much you may recover for pain and suffering.
Not everyone uses the multiplier method, and some may not use it correctly when rating your injury’s severity. It’s best to have legal counsel on your side to determine what your options are to obtain compensation for your mental trauma.
At ‘Maggio | Thompson, LLP, we know how difficult it is to experience emotional damages following a car accident. With our Jackson car accident lawyers on your side, you can feel peace of mind every step of the way while you go through this challenging process. Trust us to safeguard your rights from start to finish when you need it most.
Call our firm today at (601) 265-6869 for a free consultation.