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What Happens If the Other Driver Doesn’t Have Insurance?

'Maggio Law

Car accident claims often go through insurance companies. However, it can greatly complicate things if you suffer injuries because of another driver who doesn’t have insurance. There are laws in place in Mississippi that impact a claim when you are in a car accident involving an uninsured driver. Uninsured motorist coverage can help in the event you suffer damages because of someone without a policy.

You Go Through Your Own Insurance Company

If you have a policy with uninsured or underinsured motorist coverage, you can file a claim with your provider to seek compensation for your damages. You would file an uninsured motorist claim and seek compensation up to the limits of your policy.

Be aware: you might not be able to cover all losses associated with your damages. You might need to file a lawsuit against the at-fault driver to seek the rest of the compensation. Working with a qualified lawyer is the most effective method to safeguard your rights when going through an uninsured motorist claim.

How a Lawyer Can Help

Insurance companies have their own priority lists, and protecting their profits sits near the top. Even one that has you as their policyholder can feel threatened by an uninsured motorist claim. Many insurance companies are quick to minimize claims wherever possible and having a lawyer on your side can help. A lawyer can help manage a claim against any insurance company, regardless of their obligations.

At 'MAGGIO LAW, we care about you. Our primary goal is to help and protect you through the process. Our Jackson car accident attorneys put your needs first. From start to finish, we stand by your side. We go above and beyond to help you seek the maximum compensation available to you when you need it most. Trust that our team puts you first and will be there for you.

For a free consultation, call our firm today at (601) 265-6869.

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