Uber & Lyft Accident Attorney in Gulfport, MS

Rideshare Injury Claims in Gulfport, MS

Rideshare services such as Uber and Lyft have revolutionized the way we travel today. They offer convenience and a safer alternative to getting behind the wheel of a car after a night out. When a rideshare accident happens, however, the situation can become complicated. Without experienced legal guidance, it may be difficult to determine who is at fault, which coverage applies, and how to secure fair compensation.

What Are the Challenges of Uber and Lyft Accidents?

Unlike typical car accidents, rideshare collisions may involve multiple parties, each with its own interests, that may share varying levels of responsibility for the accident. Rideshare companies tend to position themselves as platforms rather than employers, which complicates the issue of liability. If you are pursuing a claim for compensation after an Uber or Lyft accident, it is important to understand the nuances of their insurance policies, as well as state laws.

Who May Seek Compensation for Rideshare Accidents?

When an Uber or Lyft crash occurs, several parties may be entitled to seek compensation for their losses, including the following:

Rideshare passengers: Passengers who are injured in rideshare accidents may seek compensation for their medical expenses, lost wages, pain and suffering, and other damages. Regardless of who caused the accident, passengers may seek compensation from the at-fault party’s insurance company.
Rideshare drivers: An Uber or Lyft driver who is injured in an accident while working may be eligible for compensation under the rideshare company’s insurance policy. Uber and Lyft provide coverage for drivers while they are logged into the app and transporting passengers.
Other drivers and passengers: If the rideshare driver is at fault for the crash, occupants of the other vehicles involved may seek compensation through the rideshare driver’s or the rideshare company’s insurance policy, depending on the circumstances.
Pedestrians and cyclists: Non-motorists are entitled to seek compensation for their injuries if they are struck by rideshare vehicles or injured through the negligence of rideshare drivers.

How Does Insurance Coverage Work for Rideshare Accidents?

Uber, Lyft, and other rideshare companies have commercial auto insurance policies in place. How and when these policies apply depends on the driver’s status at the time of the accident, as follows:

Driver offline – app off: When a rideshare driver is not using the rideshare app, his or her personal auto insurance applies. Uber and Lyft policies do not cover accidents that occur under these circumstances.
Driver available or waiting for a ride request: In this phase, Uber and Lyft contingent liability coverage may pay for damages up to $50,000 bodily injury per person, $100,000 bodily injury per accident, and $25,000 property damage.
Driver transporting a passenger or en route to a pickup: During this active phase for the driver, Uber and Lyft provide up to $1 million in liability coverage, plus uninsured/underinsured motorist coverage.

What Should You Do After an Uber or Lyft Accident?

If you are involved in a rideshare accident in Gulfport, taking the following steps can impact your ability to claim compensation:

Prioritize safety: Get emergency medical attention for anyone who needs it. See a doctor as soon as possible after the crash, even if your injuries are not immediately apparent.
Report the accident: Contact law enforcement to report the crash. An official police report is critical for establishing fault and damages.
Document the accident scene: Gather as much evidence at the scene as possible. Take pictures, collect information from the parties involved, and get contact information for all witnesses.
Notify Uber or Lyft: Report the accident to the rideshare company. Use the app to create a record of the event.
Consult an attorney: Due to the complexity of rideshare accident claims, it is in your best interests to seek legal guidance from an experienced personal injury attorney.

At ‘Maggio Law, we pride ourselves on delivering tailored strategies that reflect the unique details of each client’s case. Contact us for a client-centered approach after an Uber or Lyft accident in Gulfport, MS.

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