What Are Catastrophic Injuries?
Catastrophic injuries differ from other injuries in their severity and long-term impact. They typically result in significant loss of function, preventing victims from returning to their previous occupations and lifestyles. Under federal law, “catastrophic injury” is defined at 42 USC Section 3796b as “. . . an injury, the direct and proximate consequences of which permanently prevent an individual from performing any gainful work.” The following are examples of such injuries:
- Spinal cord damage: Severe injury to the spinal cord can result in partial or complete paralysis, altering mobility and requiring lifelong medical care.
- Traumatic brain injury (TBI): Severe TBI can lead to significant cognitive, physical, and emotional impairments.
- Amputation: Loss of a limb requires the use of prosthetics and rehabilitation and can significantly impact an individual’s independence.
- Internal organ damage: Injuries that cause permanent loss of organ function affect a victim’s overall health and ability to live a normal life.
- Severe burns: Third-degree burns can cause extensive damage to muscles and other tissues, leading to permanent disfigurement and requiring multiple surgeries.
