Gulfport Workers’ Compensation Attorneys
We’re Here to Help Injured Workers
Workers’ compensation is designed to get injured workers medical coverage at no cost to them. Seriously injured workers in Mississippi can also get wage replacement benefits like disability pay. The trick in some cases is just getting a workers’ compensation claim approved, though. Insurers and employers alike don’t take well to workers’ compensation claims that can cost them both money.
If you are having trouble with a workers’ compensation claim, whether you have already filed your claim or not, then ‘MAGGIO LAW would like to hear from you. Our Gulfport, MS workers’ compensation lawyers are here to walk you through the workers’ comp process and make certain you are getting as many benefits as possible. We focus on cases that have been wrongfully denied because we are skilled negotiators who are capable of securing lump-sum settlements on behalf of our clients.
Employers in Mississippi Who Must Get Workers’ Comp
Mississippi requires any employer with five or more employees to purchase workers’ compensation insurance. The insurance plan can be purchased through the Mississippi Workers’ Compensation Commission (MWCC) or from an MWCC-approved insurance carrier. In either situation, the workers’ comp insurance should take effect on the first day of the covered employee’s employment.
Independent contractors in Mississippi are generally not covered by workers’ compensation policies. However, just because you are an independent contractor does not mean you should be. Many employers will intentionally misclassify employees as independent contractors for the sole purpose of denying them important benefits, like workers’ compensation coverage.
Benefits Through Workers’ Compensation
Two key benefits of workers’ compensation are:
- Medical benefits: You should not have to pay any medical costs to treat a work-related injury if you have workers’ compensation. Everything from prescription costs to copays should be paid entirely through your employer’s insurance policy.
- Wage loss benefits: If you cannot work for an extended period, then you might qualify for wage loss benefits that prove two-thirds of your average weekly income until you can work again.
Many types of injuries can justify workers’ compensation, such as:
- Repetitive stress injuries (RSI) like carpal tunnel
- Car accident injuries suffered by workers who drive during a shift
- Slip and fall accident injuries
- Hearing loss suffered by workers who work in loud environments
- Assaults/attacks in the workplace
- Illnesses from chemical exposure
- Fires and explosions
- Heavy machinery accidents
Importantly, workers’ compensation benefits can apply when workers suffer a work-related mental health difficulty. For example, first responders who are stressed by the demands of their work and day-to-day encounters can develop anxiety and depression. If those mental health difficulties interfere with their work, then they might be able to get workers’ compensation coverage. The point is that injuries do not need to be physical to qualify a worker for workers’ comp.
Your Time to File for Workers' Comp is Limited
Workers' compensation claims in Gulfport, MS are subject to a time limit commonly known as a "statute of limitations." To be eligible to receive benefits, you must file a claim with the Mississippi Workers’ Compensation Commission within two years of the date of your work-related accident or the onset of your illness.
Gulfport Lawyers Standing Up for Workers in All Industries
‘MAGGIO LAW is proud to offer our legal assistance to workers in all industries. If you work in Gulfport and you were hurt at work, then our workers’ compensation lawyers want to hear from you. There could be significant compensation owed to you, but only if you know how to fight for it.
Call (601) 265-6869 right away to get more information.