Workers’ Compensation Lawyers in Jackson, MS
Helping You Recover the Benefits You Deserve
Considering the amount of time we spend at work, it’s no wonder that work-related accidents and injuries occur. These happen in every industry and every occupation. Fortunately, on-the-job injuries and occupational diseases are covered by workers’ compensation. This system offers benefits on a no-fault basis for injured employees and the families of employees who lose their lives in work-related accidents.
Recovering fair workers’ comp benefits can be challenging, with delays and denials threatening a worker’s ability to get the financial support and medical care he or she needs. At ‘Maggio | Thompson, LLP, we fight for injured workers across Mississippi. We handle worker’s compensation claims and appeals with experience and care, and we take on personal injury lawsuits for work injuries caused by a third party’s negligence or wrongdoing.
To find out how we can help you, call (601) 265-6869. Your consultation is free and private!
Types of Work Injury Cases We Handle
Our Jackson workers’ compensation attorneys have the capacity to take on any kind of work injury claim. This includes accidents at the workplace as well as instances of injuries or illnesses caused by one’s work environment or exposure to hazards at work, such as chemicals or even loud noises.
At ‘Maggio | Thompson, LLP, we handle work injury claims involving:
- Slip and fall accidents at work
- Assaults/attacks at the workplace
- Construction accidents
- Hearing loss and vision loss
- Jones Act cases
- Illnesses caused by chemical exposure
- Carpal tunnel syndrome
- Repetitive motion injuries
- Overexertion injuries
- Fires and explosions
- Electrocution/electrical injuries
- Work-related car accidents
Regardless of the circumstances, type of injury, or cause, you can count on our experience and insight. We even handle Social Security Disability Insurance (SSDI) claims for disabled workers. When you come to our firm, you can count on our commitment to pursuing the full and complete benefits to which you are rightfully entitled – from any source.
Types of Workers' Compensation Benefits in Mississippi
Being injured on the job is a devastating experience. It can impact not only you but also your family’s well being. You may be out of work for days, weeks or months while recuperating. Worse yet, you may not be able to work again. This is where workers’ compensation can be a tremendous help. There are specific benefits that you are entitled to if you get hurt or become ill while on the clock.
If you’ve been hurt on the job, you are entitled to 3 types of benefits:
Your employer has insurance in place to provide workers with the compensation they need if they require medical treatment. This insurance is specifically intended to be used for any medical treatment that your doctor prescribes. You’re also able to choose which doctor you would prefer to offer treatment to you.
If there is any treatment you’re currently undergoing related to your work injury or illness, the insurance company must cover it. They must also provide coverage for any future medical treatment that you may require.
Temporary Total Disability Benefits
It’s possible that you may not be able to return to work for a while after your illness or injury. If that’s the case, the insurance company is required to pay two-thirds of your average weekly rate. This is called temporary total disability benefits.
Until the doctor says that it’s okay for you to go back to work or places you at Maximum Medical Improvement, the insurance company must continue to provide these benefits to you.
If your injury or illness has prevented you from ever returning to your previous job, you may be entitled to permanent benefits. These benefits are based on your loss of wage-earning capacity. If you are partially impaired because of the loss of a limb or body part, you may also be entitled to these types of benefits.
Contact Our Jackson Workers’ Comp Attorneys
If you want to find out more about your rights as an injured worker, what workers’ comp benefits you may be entitled to receive, and whether you can pursue compensation through a personal injury lawsuit, now is the time to talk to a skilled attorney at ‘Maggio | Thompson, LLP. We know the ins and outs of Mississippi workers’ compensation laws. You can count on an honest assessment and straightforward answers when you contact our firm.
Q:What is workers’ compensation?
A:At its most basic level, workers’ compensation is insurance that is provided by employers who employ five or more employees. Essentially, workers’ compensation ensures that workers’ health and safety are protected while on the job. It covers all kinds of work-related accidents and injuries.
Q:What does workers’ compensation cover?
A:It covers three things: 1) Medical costs associated with the work injury (present and future); 2) temporary total disability (commonly referred to as workers’ comp checks); and 3) permanent partial or permanent total disability (most often a lump sum settlement).
Q:How much are my workers’ comp checks supposed to be?
A:66 2/3% of your average weekly wage at the time of the injury, subject to a maximum cap. It is capped at $523.16, as of January 1, 2021. You may collect up to this amount or collect for 450 weeks, whichever comes first. This maximum weekly wage is updated annually by the Mississippi Workers’ Compensation Commission.
Q:Can I choose my own doctor?
A:Yes. Under Mississippi law, you have a right to choose which doctor treats your work-related injury. Alternatively, you may choose to see a doctor designated by your employer.
Q:Can I get compensation for pain and suffering?
A:Under workers’ compensation, no. You’re limited to the three benefits we listed above. If you file a personal injury lawsuit, however, you can pursue financial compensation for pain and suffering as well as the full value of your lost wages. This will only apply if a third party is to blame for your accident, which is why we recommend talking to an attorney about your options.
Q:But it was my boss/co-worker/manager’s fault. Can’t we sue them?
A:No. Fault doesn’t matter when we’re talking about workers’ comp – even if you were the one at fault – you still get paid. Also, Mississippi has what is called the exclusive remedy law. Unless you were injured due to the negligence of a third party, workers’ comp is all that is available.
Q:When should I contact a workers' compensation lawyer?
A:If you are injured on the job, you should contact an attorney right away to discuss your options. An employer might claim that you’re not eligible for workers’ comp for one reason or another, but it’s important to know your rights and what you’re entitled to. It’s common for employers and insurance companies to deny claims. That’s why you need someone who has experience in dealing with these types of cases.
Q:How long do I need to be at my job before I'm covered by workers' comp?
A:You are eligible to receive workers' compensation benefits on your first day of work; there is no waiting period before you are covered. However, your employer and their insurance company may still challenge your claim if you suffer an on-the-job injury.
Q:What if my claim is denied?
A:If your workers' compensation claim is denied, you may appeal the decision to the Mississippi Workers' Compensation Commission. You will need to provide evidence of your injury and the impact that it has had on your ability to work. Our attorneys can help you build a strong case and maximize your chances of securing the benefits you need.